Which Gift Cards Pay the Most in the UK? The Full Rate Table (2026)
Every card we buy, what each one pays, and why the rates differ so much. Steam tops the table at 90%; some retail cards pay 69%. Here is the logic behind the numbers.
If you are sitting on a drawer of assorted gift cards, the question is not really "can I sell these" — it is "which of these is worth selling, and which should I just go and spend".
This is the whole table, with no marketing rounding. Rates are the same for everybody and do not change with the size of the card.
The full rate table
Top tier — 90%
| Card | Rate |
|---|---|
| Steam | 90% |
| Razer Gold | 90% |
| Amazon | 89% |
| Walmart | 89% |
| GameStop | 89% |
Strong — 84%
| Card | Rate |
|---|---|
| iTunes / App Store | 84% |
| Xbox | 84% |
| PlayStation (PSN) | 84% |
Mid — 74%
| Card | Rate |
|---|---|
| Google Play | 74% |
| Nintendo eShop | 74% |
| eBay | 74% |
| Netflix | 74% |
| Uber | 74% |
| Airbnb | 74% |
| IKEA | 74% |
| H&M | 74% |
| Nike | 74% |
| Adidas | 74% |
| Puma | 74% |
| Sephora | 74% |
| Visa / Mastercard | 74% |
| Target | 74% |
| Best Buy | 74% |
| Macy's | 74% |
Lower — 69%
| Card | Rate |
|---|---|
| Roblox | 69% |
| Lowe's | 69% |
| Nordstrom | 69% |
You can price any card and any amount in the calculator without creating an account.
The one rule that explains every number above
Rates are not a verdict on the brand. Nobody at GiftCasher thinks Roblox is a worse company than Valve. The rate measures one thing only:
How many people can actually spend this credit?
That is it. That is the whole model.
Steam credit is global. It works on any account, in any country, forever. It never expires. Someone in Manila can use the code from your Christmas card. The pool of possible buyers is effectively the entire PC gaming world, so the price stays within a hair of face value. Razer Gold works the same way, which is why it also sits at 90%.
Amazon is close behind for a different reason: Amazon sells everything. A voucher is not a claim on one shop's stock, it is very nearly general-purpose money. Demand is enormous, so it fetches 89%.
Console credit is regionally locked. A UK Xbox or PlayStation card credits a UK account and cannot be moved to a US or Japanese one. That single restriction cuts the buyer pool down to one country, which is exactly why the rate drops from 90% to 84%. Apple cards work the same way — a UK card feeds a UK Apple ID — and land in the same band.
Single-retailer cards are the narrowest of all. An IKEA card is useful only to somebody who wants furniture, near an IKEA, in the right country. A Sephora card is useful to a person buying make-up. The market is thin, so 74% is what it bears.
And the bottom band is where resale is genuinely awkward — Roblox credit is tied to a specific account model, and the US home-improvement and department-store cards have very few UK buyers.
What this means for the drawer
If you have several cards and want to make the most money:
- Sell the gaming credit first. Steam and Razer Gold are worth the most by a clear margin.
- Sell the Amazon voucher. At 89% it is the best-paying non-gaming card on the list.
- Think twice about the low-band cards. A £50 Roblox card gives you £34.50. If you or someone in the house would genuinely use it, spending it is worth more than selling it. Selling makes sense when the alternative is the card expiring in a drawer — not when you were going to use it anyway.
That third point is advice against our own interest, and we mean it. The worst outcome is somebody selling a card at 69% that they were going to spend at 100% next month.
Nobody pays 100%, and be wary of anyone who says they will
Every buyer takes on the risk that a card is empty, already redeemed, or stolen, and needs a margin to cover it. That margin is the difference between the rate you are quoted and 100%.
So a site advertising 95% and instant payout is telling you one of two things: either it is not checking cards at all, in which case it is absorbing so much fraud it cannot last — or it has no intention of paying you. In both cases the outcome is the same and you do not get your money.
A short verification wait is what makes 90% possible. It is not friction, it is the business model.
Getting paid in pounds
Every rate above is applied in the card's own currency. A £100 Steam card pays into a sterling balance, and a PayPal withdrawal sends you sterling. There is no conversion, so no conversion spread.
That is worth checking wherever you sell. A US-built exchange will often convert sterling to dollars in the background at a rate a little worse than the real one, and never mention it. Two percent on a £500 card is £10 — more than you gained by shopping around for the better headline rate in the first place.
The exception is crypto: USDT, ETH and BTC settle in US dollars, so a pound balance is converted if you cash out that way. We show the rate and the exact dollar amount before you confirm. If you want pounds, take PayPal — see our guide to crypto payouts.
The practicalities
- Minimum card: £20 (or €20 / $20).
- Minimum withdrawal: £50.
- No maximum.
- Verification: up to 24 hours, usually much less.
- Part-used cards are fine — same rate on whatever balance is left, no penalty.
- We charge no fee. The rate you see is the rate you get.
Check your card, or read what other sellers have said on our reviews page.